@TechReport{economics.dp.2009-21,
 author = {Todd, Walker F.},
 title = {Is this Risk Insurable? A Response to Sebastian Schich},
 type = {Economics Discussion Paper},
 institution = {Kiel Institute for the World Economy},
 year = {2009},
 number = {2009-21},
 url = {http://www.economics-ejournal.org/economics/discussionpapers/2009-21}
}