@article{economics2007-5, author = {Neil Bruce and Stephen J. Turnovsky}, title = {Variable Retirement and the Effects of Social Insurance on Savings, Wealth, and Welfare}, journal = {Economics: The Open-Access, Open-Assessment E-Journal}, volume = {1}, year = {2007}, number = {2007-5}, url = {http://www.economics-ejournal.org/economics/discussionpapers/2007-5} }